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The U.S. government has passed a stimulus package that includes new funding for the Paycheck Protection Program (PPP) with the goal of helping smaller businesses that have been harder hit by COVID related closures and restrictions.

The stimulus package includes funding for both First Draw and Second Draw customers. If you are a business seeking first-time funding, please select the link to the First Draw page below. If you are a business that received PPP funding in 2020, and are looking for additional funds, please select the Second Draw page below.

Our priority will be to serve our existing customers. If you are not a current customer of First State Bank, we may not accept your application. Completed applications will be processed in the order received.

Subject to credit approval and program guidelines. SBA loans are subject to SBA eligibility guidelines. Certain restrictions apply to refinancing options and are subject to program terms. Refinances of existing SBA loans are excluded.

Financing maximums and terms are determined by borrower qualifications and use of funds. 1st State Bank and its representatives do not provide tax advice. Consult an advisor regarding a particular financial situation.

PPP Loan & COVID-19 Information

Check out our resources page for updates and helpful information.