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We've been a part of Nebraska agriculture since 1906. No matter what, we support our community through all seasons of growth to provide a solid foundation for financial security for ranchers and farmers.

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Agricultural Banking
Contact Us Today
Banking Built on Agriculture
Commitment to Community
One of the Largest FSA Lenders in the US
Deep Industry Knowledge
Diversified Loan Plans for Every Season
165 Years Combined Experience

Banking From the Ground Up

Grown in Nebraska, We Have Deep Roots in Agriculture.

Our bank has supported farmers and ranchers since the very beginning, and a large portion of the banking we do is agricultural. In fact, we’re one of the largest FSA lenders in the state of Nebraska. We take our time to get to know every customer’s unique situation and help them craft a financial plan that fits their needs. Every farmer and rancher has different goals, and agricultural banking is never a one-size-fits-all solution. Many of our bankers grew up farming and ranching, and know the industry from the inside out. We offer agricultural land loans, yearly operating loans, and pivot financing to meet the challenges of each year. For ranching and farming, every year is different. We’ll help you plan for and respond to changes in the market.

Agricultural Banking


Agricultural Real Estate

We can help you find the perfect location for your agricultural and ranching ventures.

  • Expand Your Farm/Ranch Operation
  • Reasonable Annual Payments
  • Quick Loan Decisions
  • Reduce Mortgage Payments
  • Restructure Your Balance Sheet
  • Increase Working Capital

Operating Loans

Our operating loans provide farmers and ranchers much needed capital to optimize the operation.

  • Fund Input Costs
  • Manage Cash Flow
  • Easy Access to Funds
  • Improve Day to Day Operations

Equipment/Livestock Loans

We can help to ensure that you have the assets needed to run your operation effectively and efficiently as possible.

  • Purchase New or Used Equipment
  • Expand Your Herd
  • Restructure Your Balance Sheet
  • Flexible Terms

Yearly Operating Loans

Our yearly operating loans allow farmers and ranchers to keep things running smoothly.

  • Fund Fertilizer and Pesticide
  • Financial Coverage for Growing Seasons
  • Flexible Loan Amounts
  • Financing for Unexpected Events

Start Banking with 1st State Bank Today

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