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We provide services for all stages of business development. From small business loans, seamless ACH payroll payments, and 24-7 e-business banking capabilities, we offer flexible solutions for everything your business needs.

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Business Banking
Open an Account
Dedicated Account Manager
ACH Payroll Services
Mobile & Remote Deposit Capture
Quick Decisions on Loans
Flexible Saving and Checking Accounts
Accommodating Lending Options

Businesses from Small to Large

We Keep Businesses Running Smoothly

Welcome to business banking in Nebraska that doesn’t run you around in circles. We offer all the tools and capabilities you need to do business quickly and efficiently. You put your heart and soul into the work that you do. So do we. Make sure your work pays off by partnering with a bank that’s responsive, flexible, and committed to fostering relationships. Since we began in 1906, we’ve supported businesses small and large at all stages of development. We’ve provided support during seasons of growth and through economic uncertainty. From small business loans, seamless ACH payroll services, remote deposit capture, and 24-7 eBusiness banking capabilities, we offer solutions for everything your business needs to mature and grow.

Business Banking


Business Loans

Straightforward lending options for any business

  • Equipment Financing
  • Lines of Credit
  • Real Estate Financing
  • Business Financing
  • SBA Loans

Small Business Checking

Our small business accounts are built for local businesses.

  • $100 Minimum to open
  • $7.50 Service Charge

N.O.W. Checking

With our negotiable order of withdrawal account (NOW) you can earn interest and write an unlimited number of checks.

  • $1,000 Minimum Deposit
  • $7 Monthly Service Charge

Business First Savings Account

Our Business First Savings account accrues interest. It’s our way of giving back to businesses.

  • Earns Interest

Business Money Market Account

Our account has tiered interest accrual. The higher your balance, the more you earn.

  • $2,000 Opening Deposit
  • Account Earn Interest

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As a growing local business, it quickly became apparent we had found a bank that we truly mattered to, and that could also help us accomplish our goals. We connected with First State Bank after years of working with several other larger regional and national banks. We were clearly just a number at the other banks even as our business grew. With First State Bank, we were immediately connected to the bank's senior upper management who are excellent! They took the time to come tour our facility and spent hours learning about our business and our operation. They listened to our needs and even went above and beyond by suggesting solutions we weren't even requesting from them after they saw areas where they could help us.

The entire loan process was extremely quick and easy with minimal "red tape" that we found at the larger banks. We dealt directly with decision makers who are smart, understood our business and its needs and have a great knowledge of the local market, so they're empowered to make smart decisions quickly. Although they might be smaller than some larger banks around, they're a very successful bank with deep funds to accommodate very large accounts. Their interest rates were as competitive as any we found and better than the "big guys." Their fees on everyday banking are the best we've seen as well. They truly are better in every way.

Whether it's a quick question about researching a check or doing a commercial real estate loan with them, everyone we've worked with at the bank has been extremely helpful, competent and friendly. We can't recommend them enough to bank with! They're truly a first class bank with the best team and service around!

Josh Eveloff
1st State Bank Account Holder
Since 2018
More Customer Stories

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