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Ninja Savings and Student Checking Accounts

Ask about our Youth Checking and Savings accounts

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Taking charge of your finances is about creating and meeting your dreams and goals. You want efficiency, ease, and guidance as you work towards securing your future. We have the expertise and the tools.

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Personal Banking
Open an Account
Savings Accounts for All Ages
Account Alerts via E-mail and Text
Unlimited Mobile Deposits
Dedicated Account Manager
Turn Debit Cards On and Off
Quick Decisions on Loans

Bringing Great Banking to Nebraska since 1906

We provide personal banking in Nebraska that really is personal. We run a different type of bank here, one where we empower our employees to make informed decisions and provide you with personalized guidance so you can reach your financial goals. Our customers become part of our family, and we take the time to get to know your hopes, dreams, and future plans. Banking can be more than spreadsheets and accounts. We’re in the business of dreaming bigger. Big dreams require big plans. Our services help make those dreams a reality, whether you’re planning for retirement, saving up for a big purchase, ensuring the financial stability of your family, or even teaching your kids to be financially savvy. (Ask about our Ninja savings accounts to help equip even the youngest member of your family to start planning for their financial future.) We offer savings and checking solutions, CDs, IRAs and retirement accounts, safety deposit boxes, and our Make Cents program, which rounds all transactions to the nearest dollar and puts the extra in your savings account. In all these ways and more, we work hard to make your financial dreams attainable.

Personal Banking


Value Checking

Basic, flexible checking that fits most of our customers.

  • $50 Minimum Deposit
  • No Minimum Balance

Secure Checking Account1

Advanced checking options for greater flexibility.

  • No Minimum Deposit
  • IDProtect®
  • Cell Phone Protection
  • $hopping Rewards™
  • Full Benefits PDF

Secure Checking Plus Account1

All of the features of our Secure Checking Account, plus your balance earns you interest.

First Savings Account

A traditional savings account to fit all ages.

  • Keep Your Savings Secure
  • Competitive Interest
  • Save for the Future

Money Market Account

A money market account can earn you higher interest rates than savings or checking accounts.

  • Tiered Interest Rates
  • High Balances Earn Interest

Christmas Club Account

This practical savings account offers customers a chance to save for a special time of year.

  • Interest-Accruing Account
  • Year-End Savings
  • Plan For Large Expenses
  • Checks Issued Yearly

Certificates of Deposit

Our CDs have competitive interest rates that can help your account grow.

  • $500 Minimum Deposit
  • Varying Interest Rates
  • Compounding Interest


Straightforward lending options.

  • Home Loans
  • Personal Loans
  • Auto Loans
  • Other Loans

Student Checking

Prepare your child for life after high school with Student Checking.

  • Age 14 – 18
  • No Minimum Balance
  • No Service Charge
  • E-Statements Required

Ninja Savings

Our Ninja Savings Account is an easy way for your child to earn interest on their savings.

  • Competitive Interest Rate
  • No Service Charge

Prestige Checking

The perfect checking account for those over 50.

  • Earns Interest
  • No Service Charge
  • No Minimum Balance
  • Free Club Checks

Start Banking with 1st State Bank Today

Let Us Be Your Banking Partner

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1 Some benefits require registration/activation. Terms and conditions apply. Benefits are available to personal checking account
owner(s), their joint account owners and their eligible family members subject to the terms and conditions set forth in the Guide to
Benefit and/or insurance documents for the applicable Benefits. Benefits are not available to a “signer” on the account who is not an
account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their
employees/students. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and
parent(s) of the account holder who are residents of the same household.